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- 2016.5 CX-5 GT AWD
Well, got my quote....$1,500 which actually is right where I thought it'd be (I have a $1,000 deductible for those who are curious). I went to two different shops.
Shop 1: The one the insurance company recommended / the insurance company (if I keep the claim) will guarantee all the work gave me the quote, $1,500
Shop 2: Fancy shop in town (works on high end cars like Lamborghini, and Porsche), I went there because I figured they'd be the best to match the paint color. Guy walks out, see my car, and says "sorry, Mazda uses special paint and we don't carry it, we won't work on Mazdas because it'd cost you thousands just for us to get the paint supplies.". So either that was B.S. and my "lowly" Mazda just wasn't something they wanted to work on, or it's true and it'd end up costing more. He actually referred me back to Shop 1 saying they'd be better for the repair. So in either case, that's what I have to go on. The other shops in town aren't nearly as highly rated, so I'll go with Shop 1.
Question now is, roll the dice on the insurance raising my rates (my insurance broker says that's a black box and who knows if they will or won't since it's such a low $ claim), or go out-of-pocket and risk them finding more damage once they pull it apart and I lose out on the coverage. Also, because I already opened a claim, I might be damned anyway in there system regardless. Arrrrrgggggg, I hate this stuff!!!
I'll probably go with the claim just so I've got the lifetime guarantee on the repairs and just in case they find out there's more damage than I know about, but oh boy, I'm not looking forward to my insurance renewal if I do that!
Shop 1: The one the insurance company recommended / the insurance company (if I keep the claim) will guarantee all the work gave me the quote, $1,500
Shop 2: Fancy shop in town (works on high end cars like Lamborghini, and Porsche), I went there because I figured they'd be the best to match the paint color. Guy walks out, see my car, and says "sorry, Mazda uses special paint and we don't carry it, we won't work on Mazdas because it'd cost you thousands just for us to get the paint supplies.". So either that was B.S. and my "lowly" Mazda just wasn't something they wanted to work on, or it's true and it'd end up costing more. He actually referred me back to Shop 1 saying they'd be better for the repair. So in either case, that's what I have to go on. The other shops in town aren't nearly as highly rated, so I'll go with Shop 1.
Question now is, roll the dice on the insurance raising my rates (my insurance broker says that's a black box and who knows if they will or won't since it's such a low $ claim), or go out-of-pocket and risk them finding more damage once they pull it apart and I lose out on the coverage. Also, because I already opened a claim, I might be damned anyway in there system regardless. Arrrrrgggggg, I hate this stuff!!!
I'll probably go with the claim just so I've got the lifetime guarantee on the repairs and just in case they find out there's more damage than I know about, but oh boy, I'm not looking forward to my insurance renewal if I do that!