Feeling out the pricing of a 2019 CX-5 Signature. MSRP of 38,235 (including destination and machine gray paint). First estimate they gave me is 34,794. This isn't taking into account Mazda loyalty, which is the only incentive I would qualify for. I think I'd rather take the 0.9% 60 months financing over $500 cashback. I've only ever bought one car 10 years ago and couldn't get much of anywhere with negotiating. How do I go about trying to go a little lower from here or adding accessories (really only interested in the cargo cover)? What is an appropriate target to hit? I mean 9% off the bat already seems pretty good to me, but obviously I'd love to go lower lol.