My price of $14,098 was after rebates were applied and a small $500 down payment made...it translated into $15,598 after taxes and such. Options were the tweeter kit and wheel locks. My credit score is 760, but because of the rebates and me being tired and ancy, I got stubbed on the interest rate with a 7.4% for 5 years. I can easily go through my credit union and get a low 5% rate, but for a 14-15 thousand dollar car its not really worth the fuss. Even going down to 4.9% would only save me about $15 a month. If I was talking about my house then yes, but the car, I may not even have it 5 years.