I've driven FWD with snow tires (they are mandatory here in winter, AWD is not) all my life except these last couple years. My winter conditions are as bad as they get. I've never gotten stuck in a dangerous situation, I've never been in any accident, I've never even slid off the road. And I've never waited for roads to be cleard before going out. Heck, I've often driven 300km in the middle of a snow storm.
Once you get going, FWD with good winter tires work just as well. It's that get going part where AWD shines. AWD in snow is fun, period (I've even drifted my CX-5 in snow a few times! ). The safety argument, for me, is BS. First thing we learn when we start driving in snow here is to adjust your speed to the driving conditions and be attentive to what's going on around you. You slow down a bit at infections even if the light is green for example. If you do that you will never have to "floor it to get out of the way". If you have to do that, it's because you've put yourself is that situation.
Sure, I love the fact that I can merge onto an intersection with oncoming traffic on slick snowy roads with assurance. But I could also wait for a wider opening between cars.
In a warm climate I'd get FWD. I absolutely love my AWD in winter, but it's a luxury, not a necessity.