vapor, yes it is thru MFCU.
if you can do it! i think they are down to 3.9%, it should incl refis too.
been with them since i was five....i'll be 23 on the 19th. i have never had a problem. ever! all the loan officers are great. the got a great credit card too (10.9 fixed and no fees), in case u need extra funding to mod the msp(rockon) . hehe
just replied to drunken panda's pm. i'm giving him a shout early next week to set up a meet up. maybe we can all meet up.
my name is andrew and it is nice to meet another tampa area msp.