" It was my fault and I waited till the person came back to exchange insurance information."
Good for you. Right thing to do. Hopefully the other party will try to accommodate, but they might not. I'm impressed by your integrity, which is far more valuable than the cost of the damage. All the best to you.
+1 agree, honorable and high integrity, some people would have high tailed out of there. best of luck to you. $703.65 sounds about right ...... maybe stry to work with the owner say $650 ....... better to not go thru insurance.
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