Just Curious.....

bigj884 · Jan 24, 2005

i was just wondering when you have something modified on you car would it be best to notify you insurance company of the modifications....that way if your ever in a wreck you can have them replace it.......or will they just replace it any way without notification...... (bike)

if you do let them know will they jack up your insurance?

Wiggles422 · Jan 24, 2005

ive never done it. but i've read that unless you insure the aftermarket parts, they will NOT be covered in an accident; they will be replaced with OEM parts. however, if u notify your insurance they will insure the aftermarket parts, but will charge more. how much more? i have no idea.

bigj884 · Jan 26, 2005

even for stereo equitment and stuff like that....anyone know about the price range???

Joker_Fl · Jan 26, 2005

I have an insurance policy on the stereo equipment in both my camaro and protege5. I pay around 45 a month to insure my system in my camaro. (valued at $6k) So its not too bad, but body kits and stuff like that, well tuff crap, you get nothing. If you get into an accident and you have say a Buddy Club front end and it gets mangled, they'll give you $242 for a factory bumper cover, thats about half the cost of the BC front bumper cover.

Just Curious.....

bigj884

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Wiggles422

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bigj884

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Joker_Fl

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