Parking Lot damage to my CX-5.

If you make a comprehensive claim versus collision it shouldn't affect rates, at least that's how it's supposed to work up here.
 
Yeah, and if you think that wont affect your no claim bonus and premium, you are kidding yourself. It works the same here in Aus as everywhere else. Unless you have a spotless record and some protected bonuses up your sleeve, youll be paying more next year.

Mine went down at the renewal. Still have my no claim bonus and all that
 
Update:
A highly rated shop quoted 750 and 5 days - woooo 5 days!
I will get the report for parking lot ding and take an estimate from insurance adjuster coming monday.

If their quote is atleast 1250 + rental car - I may take the money and fix it at first place.
This should not affect my premium at all. Since its uninsured motorist / comprehensive type claim. I really want to keep 500 or so margin - 250 for my deductable and 250 for if my premium jacks up.

So far I have lot of positives for my insurance. Lets see how they do this time.

All numbers are in USD.
 
So estimate just came in - parts is really really low.
Like 18 bucks. I am thinking how are they going to paint two doors with 18 bucks - that seems odd.


Heck overall - I would say I will get it fixed - insurance estimate was $ 972.
So if I can get out of pocket $ 250 deductable + rental + no rate rise. I am good with it.
 
Fixed it. White line is parking line, 2nd pic blue line is my legs. It rained quite a bit so car is dirty. Other than that I noticed a rock chip they fixed for free. They fixed a small scratch on front bumper as well.


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...


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I recommend this business as a great place to go and get your body work done. Not sure on mechanical - it all came out to 740 bucks. Good paint blend in as well.
 
Last edited:
Fixed it. White line is parking line, 2nd pic blue line is my legs. It rained quite a bit so car is dirty. Other than that I noticed a rock chip they fixed for free. They fixed a small scratch on front bumper as well.


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I recommend this business as a great place to go and get your body work done. Not sure on mechanical - it all came out to 740 bucks. Good paint blend in as well.

Pics failed to load.
 
Updated - i have to make that album on google shared.
ok got it now.
 
Fixed it.

I recommend this business as a great place to go and get your body work done. Not sure on mechanical - it all came out to 740 bucks. Good paint blend in as well.
And did you pay $740 out of your own pocket or from the insurance? Did you get door panels replaced or they just used bondo body filler to cover the damage and repainted?

Yeah, give us the body shop name. It's not the Service King, right?
 
Magic Touch Lewisville. They removed all panels and fixed the dent. Repainted doors and fixed few nicks. Fixed a Rock chip upfront. Insurance paid 722. Their estimate was 970 my deductible was 250.
 
Magic Touch Lewisville. They removed all panels and fixed the dent. Repainted doors and fixed few nicks. Fixed a Rock chip upfront. Insurance paid 722. Their estimate was 970 my deductible was 250.

Color match looks good!
 
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