In a cooler climate it would probably not make a difference, but basically, the ECU will run full timing until it detects knock. You could possibly run 89 and get full power in the winter spring here in Canada, but if the ECU sees knock, it will pull the timing back thus defeating the point of the MP3 ECU.
Several factors increase the risk of detonation.
Lower Octane is higher risk.
Higher Intake Temp is higher risk.
Higher Cylinder Temp (Charge Air going past valves into cylinder) is higher risk.
Ignition Quality (Spark Strength, Coil Power vs Spark gap) is higher risk.
Lean Mixture (Low fuel pressure, Low fuel volume, dirty injectors, undersized injectors, bad tune) is higher risk.