2003 Mazda6 S and 2004 Mazda6 S help!

EasyCar

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Mazda6 S
We have two Mazda6 S's as listed in the title that are in need of engine repair/replacement. I'm admittedly much less knowledgeable about vehicles then I'm sure the vast majority of you are so I'm going to throw it up to you guys for help...

On the 03 (V6, Manual) the oil pump went out and the engine seized up. What's the most cost effective way to repair this? Is operating under the assumption that rebuilding the engine would cost more than replacing the engine a valid stance? Are there any engines from other cars say fusions or taurus's that might work as a cost effective substitute?

I'm in Kalamazoo, MI if that info is of any relevance.

On the 04 (V6, Manual) there is a loud rattle in the engine but can still be driven. According to a local mechanic shop the rattle is coming from the bottom of the engine. Any thoughts/suggestions as to what is the correct course of action on that one.

Thanks for any and all input. We certainly appreciate it.
 
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