I finally pulled the trigger on a '20 Signature in Eternal Blue Mica. I don't have all the figures in front of me, but I paid $4,002 under MSRP, not including TTL. That included $750 owner loyalty, 0% financing and no trade-in. I may have been able to go lower, but it was only 1 of 2 in the country in that color w/ roof rails, and the dealer knew it. The other one was 1,748 mi away.