- 2020 CX-5 Signature Azul Metalico
I was looking over the insurance policy I got with my new Signature. It was supplied by an agent with the dealership but is the same company I have used in the past. Cost at current Colombian peso/US dollar exchange rate was one thousand dollars for the year. Our top of the line insurance policies have some interesting features. The policy I bought included "key in hand" meaning that in case of theft the car will be replaced by a new one exactly like it with zero miles. This coverage can be extended for two more years. Cali, the city where I do most of my driving has a very high car theft rate so this is a popular coverage. Another interesting feature is that if you have an accident you call a hotline number and the insurance agency sends a lawyer directly to the scene of the accident who represents you dealing with both the other party and the Transit Police. (If there is the slightest injury, a scraped arm even the Transit Police will send both vehicles to the "patio" where they will sit for a month or more while blame is determined, a horrendous outcome the lawyer can help avoid). Like most US coverage tow truck service is included should you have either an accident or break down where the car is undrivable. However here they are excused from having to provide that service if your vehicle is in a "zona roja" i.e. hot zone where the guerrilla are active or in the worst neighborhoods in cities. It's all right there in print in the policy manual.