oh boy wall of text ahead.. prepare for eyes to glaze over.
yes @
sm1ke has already said some of this.
Of course no manufacture is 100% reliable or without manufacture flaw. In this day and age however companies are MUCH more deliberate in quality manufacturing. Mazda as a whole is a good built vehicle, it doesn't have a history of glaring product flaws that cause failures in a wide range of vehicles. Specifically the CX-5 model has performed quite well in terms of reliability and lower repair costs. Still this doesn't mean your vehicle wont fail in some manner even with great maintenance and moderate use.
as others have said extended warranty coverage is about a few things
1) to make profit for the dealer
2) to sell you fear; fear of no protection from expensive repairs
(maybe to also sell you convenience)
ask yourself this question:
How financially disciplined are you?
If you can honestly say you can take the $1300 or $2600 and put it in a dedicated low interest savings account and NOT touch it until the car is paid off / sold - do that. note: the vehicle repair fund in the household should be separate from the 3 month expense emergency fund.
If you waiver on the thought of being able to ignore the $$ sitting in there begging to be spent on a new TV or stickers for the car .. or you can't logically separate your money for a variety of reasons, then maybe putting the warranty into the car payment is a good idea. Or maybe you buy the warranty outside of finance (even better financially).
your original questions were:
How many of you have and or plan to purchase the extended warranty for their CX-5?
-- I'm not sure this data point is helpful to you. You simply don't know the situation of other CX-5 buyers (see above).
Also, for those of you that have older CX-5's, especially the current generation 17+, what issues have you had with the vehicle?
-- This is valid question. However are you attempting to gather data about low cost vs high cost repairs to access the risk of ownership?
decent resource:
View detailed ownership costs for the 2017 Mazda CX-5 on Edmunds. The 2017 Mazda CX-5 True Cost to Own includes depreciation, taxes, financing, fuel costs, insurance, maintenance, repairs, and tax credits over the span of 5 years of ownership.
www.edmunds.com
View detailed ownership costs for the 2018 Mazda CX-5 on Edmunds. The 2018 Mazda CX-5 True Cost to Own includes depreciation, taxes, financing, fuel costs, insurance, maintenance, repairs, and tax credits over the span of 5 years of ownership.
www.edmunds.com
View detailed ownership costs for the 2019 Mazda CX-5 on Edmunds. The 2019 Mazda CX-5 True Cost to Own includes depreciation, taxes, financing, fuel costs, insurance, maintenance, repairs, and tax credits over the span of 5 years of ownership.
www.edmunds.com
what typical repairs cost:
Get 2019 Mazda CX-5 repair and maintenance costs, common problems, recalls, and more. Find certified Mazda mechanics near you.
repairpal.com
take a bit of time reading this owner's forum and others - do your homework on the failure rate for the vehicle - is there a common theme you keep seeing that concerns you? If yes then evaluate that risk for your vehicle and usage then decide on action.
Sometimes a product like extended warranty provides hard to calculate value in terms of your time and effort. Your time has to be worth something.
No warranty -
DIY? Research the method of repair. Source part(s). Do repair. Test.
Find a local repair shop. Did you research the shop, how long did that take you? Wait for repair with no loner vehicle? Get a ride? Family has two vehicles?
All that is time. Time is something you can not get more of.
Warranty -
Drop it off; they provide a loaner, they fix it, you go about you day. Maybe they don't cover it, and you still have to take it elsewhere.
Is either scenario worth the cost to YOU?
We haven't even started to talk about WHICH warranty product the dealer is selling. Yes some products, like so much in life, are better than others.
TLDR; it will take more than a forum post to determine what is financially reasonable for YOU. Sure you can gather some anecdotal feedback here - and hopefully that feedback is enough to provide you guidance to making the decision.
Report back when you decide and let us know why you decided the way you did. This thread will be helpful for the next 10 times this comes up.