I had dedicated winter tires on my Mazda 3. Had them for as long as I kept the car. When I traded it in for the cx5 in July, my original plan was to get thru the first winter without dedicated winter tires and rims. I mean the tires are new, how bad could they be. In Ontario, winter started off mild, cool. Then I went on a business trip to Montreal, Quebec. (Winter tires are provincial law in Quebec). When I past the boarder I drove into a snowy ice storm. My confidence in the car quickly diminished. I found myself and the car working way too hard to keep it in line (clickity click click click). Cars passing me like I am standing still. Luckily it was after midnight Sunday, so other was not too many yahoos out. They ended up with 2 feet of snow that trip. That's a lot of snow for two days. Think it broke a record. Needless to say, I researched and bought some dedicated rims and tires for my car. After I did that, it never snowed for weeks in Toronto area. At first thought I figured I got ripped off my mother nature. Then it snowed like a banshee with freezing rain and lots of snow. Took my car out to boot around and it was night and day difference. No more clickity click and the car takes off fine. Because I carry a 1000 dollar deductable on my insurance, I figured it was a good bet to spend that on the tires and rims which should be good for the next 4 to 5 years. I should add that my garage has an upper loft where I can put my tires (both cars) away. Out of sight, out of mind. (Envy of the street). I can switch out the tires anytime I want. No appointment necessary. Lol. I've never required all wheel drive. I don't find myself in situations where I needed it. One more thing I would like to add. I believe Quebec has the right idea about the law of snow tires. It would save on time. Less accidents for sure. Just yesterday we had a big storm in between Toronto and London. There was a 50 car and truck pile up on our major highway. Cars in ditches. Semis into cars. Closed down the highway for most of the afternoon. Imagine the money and time. Winter tire law and caution may have prevented that. And think of the deductibles everyone is going to pay now, regardless. Just my two cents people. I hope I was able to offer, at least, another point of view.