How much do you pay a month for your MSP?

[choke on words]

;)

[Vapor]

$395.01 - just got my first bill... f&@%ing 9.49% (piss)

[t3ase]

519.03. =)

[boostisgood]

403 even

[unwound]

$345 @ 4.9%. i love credit unions.

[Vapor]

unwound, hey there fellow tampa resident :) you get that rate through Mcdill FCU? I think I'm gonna refi through them in a few months...

[jonnydoe48]

lol this many people finance?



you would think a bank loan would be cheaper

[Vapor]

Well.. since its a depreciating asset it dosn't make sense to pay cash. You can take the extra $15k+ and make half assed investments that yeild 2-3 times what you save on the loan interest. Granted that probably is NOT the primary reason most people have financed :( but it WAS mine.

[unwound]

vapor, yes it is thru MFCU.
if you can do it! i think they are down to 3.9%, it should incl refis too.
been with them since i was five....i'll be 23 on the 19th. i have never had a problem. ever! all the loan officers are great. the got a great credit card too (10.9 fixed and no fees), in case u need extra funding to mod the msp(rockon) . hehe

just replied to drunken panda's pm. i'm giving him a shout early next week to set up a meet up. maybe we can all meet up.

my name is andrew and it is nice to meet another tampa area msp.

[alldat1111]

450 10%, Hey u guys in Tampa, my girlfriend works at the MFCU in brandon Fl. She works at the corner of Providence.

[OrangeMSP]

525.16 took a big hit on my ///M Z3

[Dr.Sound]

$305 even @3.9 apr

[oliver2000]

$ 0.....my parents paid...lol.....I wish.

I paid cash

[Dark Ringleader]

what was you guys down payment? and how long are you paying for it?

[Dexter]

$370

[Grimace]

4 yr lease, ~$1500 down, $509/month (Canadian) all inclusive.

[TampaBlackMSP]

What's up Tampa folks - we could get a killer meet going for sure...!

I'm already a member at USF Fed CU (I'm an alumni there), and the dealer still got me a better rate - 4% and change from Suntrust - I've got really good credit though (knock on wood). I'm right at $350/mo.

unwound, me and Panda (Chris) have already met up a couple of times...I talked to him last night and he mentioned PM'ing you...I imagine we'll be running into one another soon!

[TURBO3WAGON]

$205.00 here + a least $200 extra to principal so that I can pay my shit off.

[Kenetix]

$485 a month @ 6% for 4 years.

[nmaino]

Zero here as well.

[Dark Ringleader]

I'm lookin to put like 5-6 down and do a 5-6 year plan, anyone wanna give me a rough estimate on payments if it's at like 6%

[Heathen23]

I'm lookin to put like 5-6 down and do a 5-6 year plan, anyone wanna give me a rough estimate on payments if it's at like 6%

Just a rough guess but that would probably be in $300-340 (possibly lower) based on my downpayment and loan length- it also depends on your "out the door" negotiated price.

[cbcbd]

I think it would be more informative if people also mentioned how much they put for down payment, their % and the months financing.
Just your monthly payment doesn't say much.

[TX Speed Demon]

I walked out of the dealership twice and got him down from like $515 a month at around 10% to $388 a month at 6.5%

I put $2G down and only wanted $500 for my old junker Taurus, but ended up getting $3000 out of him for it. He said he did it to lower my interest rate and get my payment to where I said I'd take the car.

If you have any kind of trade in, pump out more money than you think it's worth from them. My Ford Taurus had 150,000 miles, numerous body dents, and stalled out if you didn't have one foot always on the gas pedal.

[TX Speed Demon]

and that's a 60 month purchase, but thanks to the lowered payments and interest rate will be all paid off in only 42 months :)

[doublebase]

316$ 1.9%

[chrisjw85]

Well dont have to pay it yet but this week hopefully if insurance works out 1.9% with $3000 down would be $330 a month for me.