Insurance question

[Cluck]

I don't know if you guys can answer this or not, but I figure this is as good a place as any.

I currently have a 2wd 2004 V8 silverado extended cab. I'm 19, no tickets or wrecks. How much can I expect my insurance to go up from this truck to a speed3? I know I can't ask for specifics, just a general range.

[bgibb68]

I don't know if you guys can answer this or not, but I figure this is as good a place as any.

I currently have a 2wd 2004 V8 silverado extended cab. I'm 19, no tickets or wrecks. How much can I expect my insurance to go up from this truck to a speed3? I know I can't ask for specifics, just a general range.

just call and ask your insurance guy.....

[BillTheCat]

Yeah, insurance rates vary wildly from place to place & situation to situation. Best thing to do is call your insurance company for a quote, or seriously- try Progressive's web site for a quick quote & get 3-4 different rates at once. No commitment to buy when you get a quote check from them.

[MaikuMS3]

im paying $400-500 per half year full coverage and thats in california.

[gonerogue]

my 07 speed 3 mazda cost me 3000 american every half year

Either you're joking or you're...(holding toungue).

[Sphincter]

Being 19 you'll probably get raped on insurance, even though you have good driving record. I wanna guess $250 a month for you. When being so young, you're a gold mine for insurance companies. If you're a single male under 25, then you're pretty much boned. But once you turn 21 it starts dropping slowly.

[8.5MS3]

NYC 22 1650 every 6 months

[Hank3]

32 yrs old Tallahassee, FL - $660 a year w/full coverage

[Kymerik]

NYC 22 1650 every 6 months

you're in NYC...not a good place to hedge your bets lol

[8.5MS3]

you're in NYC...not a good place to hedge your bets lol

I know, 10 yr old piece crap clunker is still 1200, bmw m3 is 2150 so it really doesnt matter what you drive ur gettin bent over anyways (idhitit)

[Kymerik]

I know, 10 yr old piece crap clunker is still 1200, bmw m3 is 2150 so it really doesnt matter what you drive ur gettin bent over anyways (idhitit)

which is why i would never think of moving anywhere near NYC...not to mention you have jersey so close and we all know they suck at driving as a collective whole lawl :)

[Kymerik]

where do you live? I work for Allstate Insurance i could see what kinda rates you'd be looking at if you want

[gonerogue]

i wish i could joke,

i am 16 and foreign not a good combo when you live in city

Well I'm glad I held my tongue, but wow...I wouldn't even own a car, much less one that was costing me $6K a year just for insurance. You do realize that the first year of insurance for your MS3 is coming close to how much you bought it for, right? You must have some deep pockets to afford that nonsense at 16, no offense.

[Kymerik]

Well I'm glad I held my tongue, but wow...I wouldn't even own a car, much less one that was costing me $6K a year just for insurance. You do realize that the first year of insurance for your MS3 is coming close to how much you bought it for, right? You must have some deep pockets to afford that nonsense at 16, no offense.

no kidding...my suggestion to you since you're 16...

Have it insured in your parents name and list you as a secondary driver...saved me thousands of dollars when i was your age

[BOOSTR]

OP, go to www.insweb.com (http://www.insweb.com) and enter your information and you will get quotes w/o obligation. It's a good thing that your MVR will be clean and so is your loss history. That will help to offset your age and vehicle choice.

Getting quotes based on your information will give you a clearer idea of what to expect versus asking other people what they pay, as their location, policy limits, driving history, claims history and credit history will differ from yours.

[8.5MS3]

which is why i would never think of moving anywhere near NYC...not to mention you have jersey so close and we all know they suck at driving as a collective whole lawl :)

You have no idea.....the worst is when they get into manhattan and have NO idea where their going. God i wish i had some serious air horns to get them the fuck outa the way....may have to put the swaybars on hold and get some airhorns lol

[Protege52003]

32 yrs old Tallahassee, FL - $660 a year w/full coverage

I believe I would be around this in MA with Full coverage.....i am 31 and live in a good town!

What state do you live in Cluck?????

-R

[8.5MS3]

lmao your probably 3 blocks from me right now. I work on broadway n 8th street. You should come to one of the meets we have in queens. Theres one tonight actually. we meet up every thursday. Lots of knowledgeable guys there that can help you look over the car n give you some tips

[Sphincter]

i would dream of insurance under parents coverage but they are still back home. I live currently with host family and attend NYU in city. I are blessed with a great brain to attend such great school at my age but suffer bad English and high insurance premiums.

Where are you from?

[gonerogue]

i would dream of insurance under parents coverage but they are still back home. I live currently with host family and attend NYU in city. I are blessed with a great brain to attend such great school at my age but suffer bad English and high insurance premiums.

16 and at NYU?

Not bad...just please stay away from Maryland because I don't want a 16 year old with 300+ HP at his feet driving near me :)

[GoFast]

16 and at NYU?

Not bad...just please stay away from Maryland because I don't want a 16 year old with 300+ HP at his feet driving near me :)


i'd rather have a 16yo that attends NYU with a 300hp car over a 19 year old with a GED

[6SpeedTA95]

I originate from Dej, Romania.

My dad is aerospace engineer over there and was looking to come here but economy is so bad, there are not jobs for engineer. He speaks of going to Dubai now so i will see how long i stay at NYU.

I drive no better than most city drivers here, wel actually i drove better much.

I would love to attend meeting tonight but tuners said needs more time with water injection so tomorrow automobile will be ready.

I begin to believe this car is a lot more that i bargain for, he speaks of 350 horse power no problem. I just wanted nice car for cheap not super wagon.
Your english is a bit broken but very readable for someone picking it up as a second language.

350 horse you may start running into issues but the mazdaspeed is a great car and will bring you lots of pleasurable driving.

[gonerogue]

i'd rather have a 16yo that attends NYU with a 300hp car over a 19 year old with a GED

I didn't mean to imply anything when I mentioned NYU, I should have focused more on the age. I know your point is maturity, but that's not the only factor here. You can have all of the maturity in the world and not be a great driver if you're inexperienced. A powerful car in the hands of an inexperienced driver is usually not a good idea, whether they're mature or not.

brownchicken, none of this is meant to be offensive to you. I am just concerned. I also hope you're not a troll :P

[Cluck]

Someone asked... I live in southeast missouri.

[shaneS]

Well I'm 16. Im pretty sure im a secondary driver on my parents.

My speed cost roughly 2500 a year, I think.


... and brownchicken, perhaps you shouldve got the normal 3 for a " nice car for cheap". But the speed 3 is an awesome car, and good choice!

[essejkcamraw]

Well I'm glad I held my tongue, but wow...I wouldn't even own a car, much less one that was costing me $6K a year just for insurance. You do realize that the first year of insurance for your MS3 is coming close to how much you bought it for, right? You must have some deep pockets to afford that nonsense at 16, no offense.

you can pretty much bet no matter whats said, this kids parents are footin the bill of that insurance not him. 16yo kids with turboed cars running around, wtf is the world coming to...(headshake

[THE Phen]

Before I bought my MSM, I was looking into an MS3. It was going to cost me 1200 / half. So instead, I bought a car that's more fun, more rare, lighter, handles better, and just damn cool, paying less in insurance than my Protege5 (745 / half).

But seriously... to any young kid getting a turbo car and their parents are footing the insurance bill... don't do anything freaking stupid. You being an idiot is what's causing insurance to be high on these cars for other people.

[THE Phen]

I didn't say you were an idiot. I said if you were doing dumb stuff, then the idiotic actions are what gives it the high cost.

[08cosmic3]

my 07 speed 3 mazda cost me 3000 american every half year

OMFG.

You got this car for your 16th birthday right? It is highly moddified and insurance is $500 a month? I hate to say this but here goes.

Your parents have more money than sense. Please be very careful.

[///M Compact]

OMFG.

You got this car for your 16th birthday right? It is highly modified and insurance is $500 a month? I hate to say this but here goes.

Your parents have more money than sense. Please be very careful.

On the other hand, his parents may simply want to get rid of him- permanently...(rlaugh)

[kriewe]

Ok, seriously. This thread is ridiculous. Gotta see it to believe it.
Brown chicken, show some pics!!!!

[GoFast]

enough....