another msp down?!

[MSPLIFE]

Well pretty much what happends when you are haeding to work at 7am doing 50 and a idiot decides to cross your way on a truck. Well i end up on the trucks passenger door.

[TWISFM]

sucks... i just heard bout this..you also have a PM. Atleast your ok

[MSPLIFE]

more pics

[lasermp5]

Dam. Again, sorry to hear. Hope everything works out for you. Not fun stuff :(

[MSPLIFE]

here they are

[bgibb68]

that's 2 pros today....what the hell


edit: it doesn't look like it'll be totalled though unless the frame got bent....but looks like about 4-5k in damage

[MSPLIFE]

more

[MSPLIFE]

So please give me opinions people, is this total or if is repairable around whats the price for this b/c i don't want to get a check from the other party insurance and not be able to fix it right.

[SleepyMSP]

ouch man sorry to hear

[SleepyMSP]

it doesn't look totaled but its gonna be at least 5k after paint and what not

[bgibb68]

the only thing that will keep it from being totalled is if the frame is tweaked...and about getting it fixed right.....just find a good reputable shop....ask around.....but with dealing with the others guys insurance, have lke 3 shops give you an estimate(should be free) but aim for top notch shops and maybe a dealership or similar.....do this especially if the guy's insurance plans on just cutting you a check.....but make sure they don't 'close' the claim till all is said and done

[MSPLIFE]

yeah i got an attorney involve b/c i was in pain from my back and neck and also the other party insurance started getting smart. But yeah i think i need to have than pain the car again so it don't look bad.

[Ricktalife]

the spicy curse continues :(

atleast you're fortunate enough to have a spare car, and what's more it's a spare msp.

[MSPLIFE]

yeah but my wife is driving that one so the other insurance got me an 09eclipse v6. the funnie thing is orange too. hope some else won't get on my way with this one too.

[Ricktalife]

v6 eclipse? oh shit son.

[MSPLIFE]

so if they for some odd reason want to totall it, which i dont' think they will but just to be sure of anything what would the value be with 115,000miles?
b/c if not i want atleats 5,500 to fix it. Both fenders,hood,front bumper,grill, the entire cage for the radiator, the radiator and A/C condencer, both head lights, and drivers door.

[aubrandb3]

Your car does not look totaled from the pics. If the there was damage to the Sub Frame i think the Lower core support would look a little worse. Also I have heard some horror stories on repainting these cars to match, so look for a good shop, and consider a full paint job.

[BadBandar]

Damn another spicy down. Looks like its fixable. Find a good shop and get it fixed by dudes ins.

[MSPLIFE]

yeah but n.e one knows a fair price for the entire car as payoff at 115k miles?

[TWISFM]

kelly blue book it

[BadBandar]

yeah but n.e one knows a fair price for the entire car as payoff at 115k miles?

Depending on the condition. I would say 8k+/-

[KrayzieFox]

No!! Another spicy down :(

I hope you get it fixed, although it doesn't look pretty.

[Shadow102]

Damn that sucks man by the looks of it though depending on the insurance company they will probably total it. I see you took the front mount off which basically eliminated your front bumper.

[Outlawstar98]

Just saw this, And damn that sucks. To many MSP's down this year already.

[evilmonkeyMSP]

ouch :(

[special--k]

Sorry to hear this bro... hope it gets back running ASAP! and good as new.

[Ricktalife]

you should get a custom respray like jdmsam

[mgerst1]

yeah i got an attorney involve b/c i was in pain from my back and neck and also the other party insurance started getting smart. But yeah i think i need to have than pain the car again so it don't look bad.

What were they saying?

[mgerst1]

kelly blue book it

wont work if you try to kbb it it comes up as unable to calculate because of the limited market for the car/ rareity of the car

[mgerst1]

so if they for some odd reason want to totall it, which i dont' think they will but just to be sure of anything what would the value be with 115,000miles?
b/c if not i want atleats 5,500 to fix it. Both fenders,hood,front bumper,grill, the entire cage for the radiator, the radiator and A/C condencer, both head lights, and drivers door.

dont go to too many shops cause the other guys insurance could give you shit if you go to 3 places and choose the most expensive. in the past on the two other cars i have been in accidents in I went to one shop and one shop only and let the adjuster and the shop owner haggle over how much is needed to fix it. Dont forget, you have the right to have the car fixed where you want it. make sure the shop will blend the new paint in with the old so it does not stick out.

[mgerst1]

that's 2 pros today....what the hell


edit: it doesn't look like it'll be totalled though unless the frame got bent....but looks like about 4-5k in damage

who else got messed up today

[bgibb68]

who else got messed up today

formerjackman......someone pulled out in front of him and he almost did a header with a chevy 2500.....his p5 is totaled but the car hit back....ripped the trucks wheel assy clean off and put a dent in the bumper(enguard)

[MSPLIFE]

Damn that sucks man by the looks of it though depending on the insurance company they will probably total it. I see you took the front mount off which basically eliminated your front bumper.


well is like i knew this was ging to happend b/c i took the fmi about 3days ago or something like that.

[mgerst1]

That is good.

[MSPLIFE]

What were they saying?



well pretty much questioning me about how come this and that got damage and b.s. But the insurance dude came thru and he estimated 6,730 in damege so i guess im good, i think.

[mgerst1]

good, if your attorney is any good you'll be fine. Only advice I can give you is never miss appointments with doctor and reschedule as little as possible. doing alot of either hurts your case. Go to any and all doctors you are referred to (this means more money for you)

[Shadow102]

well pretty much questioning me about how come this and that got damage and b.s. But the insurance dude came thru and he estimated 6,730 in damege so i guess im good, i think.

Like I said I hope they don't total it NADA value of the car in clean retail value is about $7300...not trying to doom it as I would hate to see that car subject to that fate.

If something does happen to it lmk as I wouldn't mind buying some stuff back off the car.

[MSPLIFE]

well i spoke with the other party insurance (state farm) just 20minutes ago and they are sending me a check for 6,730 today plus i keep the car, so i should have that money in by monday next week. And im getting 1000 from the clinic im going too. And now just hoping for more $ from the settlement. So i don't know b/c i got a friend with a sweet hatch that wants 5k but if he goes to 4,500 i probably will take it sice it alraedy has 320whp. And i will probably part the orange one out.

[mgerst1]

so they totaled it?

[bgibb68]

sounds like they just gave cut him a check for repairs plus a little extra for a doc visit....

make sure you keep all that information incase you run into back or neck problems later man.....it never fails



edit: make sure the claim is not permanently closed

[MSPLIFE]

oh im keeping the car and check and the claim still open for the settlement that the attorney is going to get.

[Metallic36]

Wow, I think I would consider it lucky to be getting a check for that much and just forget about suing the people.. karma's a bitch ya know. Just my thoughts though. Seems a little overboard to still be wanting to get more money out of it.

[MSPLIFE]

well i think you speaking out of what you think you know. Did i ever menteion been injure in my back and neck pain and days of work miss and all the running around that i never ask to do. Well thats just half of the situation. And thers no suing on the party, is just a settlement from the insurances. And if i was the one at foult, come on the people would do the same.

[mgerst1]

Wow, I think I would consider it lucky to be getting a check for that much and just forget about suing the people.. karma's a bitch ya know. Just my thoughts though. Seems a little overboard to still be wanting to get more money out of it.

The attorney does not sue unless his insurance refuses to accept liability. The reason to get an attorney when in an accident with injuries is to make sure you get a fair settlement amount from the other persons insurance company when it comes time to close the claim. That is a common misconception that if you get an attorney in an accident you are automatically sueing the other person. If you try to present all your medical bills to an insurance company and your time off slips and the value of your time missed you will get screwed. An attorney keeps that from happening.

[mgerst1]

well i think you speaking out of what you think you know. Did i ever menteion been injure in my back and neck pain and days of work miss and all the running around that i never ask to do. Well thats just half of the situation. And thers no suing on the party, is just a settlement from the insurances. And if i was the one at foult, come on the people would do the same.

Exactly, also if the doctor tells you not to work, dont try to be a tough guy and go in anyway, dont go to work until your are cleared to do so from the doctor. Not sure how things in FL are but this is how it works in MD

If you have personal injury protection on your car insurance then that covers your medical expenses until it runs out. If you still need treatment then you use your health insurance. The personal injury protection will also pay for 80% of your lost wages. When it comes time to settlement you then submit to the other insurance company the total value of all of your medical bills and 80% (approx) of the value of your time off of work. These are called "Specials" If the other insuranc company can pay all of it within policy limits they cut you a check. Your lawyer takes their fee and any advanced costs (money they paid to order reports and whatnot) then if you used health insurance you may have to pay the health insurance company back the money they put out (this is called subrogation) then when all of that is done you get the rest. If the insurance company does not have enough to pay you then you either go to your insurance company and use any uninsured motorist coverage you may have to take care of the rest of your bills or you sue the other motoris.

Hope this clears things up for people. All states are different so this may not be the same for Florida but check with your attorney about the process.

[Metallic36]

Ah, that makes more sense now :D


The attorney does not sue unless his insurance refuses to accept liability. The reason to get an attorney when in an accident with injuries is to make sure you get a fair settlement amount from the other persons insurance company when it comes time to close the claim. That is a common misconception that if you get an attorney in an accident you are automatically sueing the other person. If you try to present all your medical bills to an insurance company and your time off slips and the value of your time missed you will get screwed. An attorney keeps that from happening.

[SpeedAdiction20]

just noticed this even though you sent me a pm before, it's too bad they cut you a check so quickly, if I did mine over again (which I hope I never do again) I would have brought the car directly to a shop where my dad knows the owner well, and have him speak to the adjuster and basically make sure they account for every possible damage, and have the damage fixed asap, as well as any hidden damages that pop up when fixing it, luckily it seems your damage didn't go to far into the engine bay and really hit any of the frame, even taking apart my car now I can see where in the back of the engine bay the seams of the welds cracked here and there just from the shock of the impact, but mine was a little more damage to an object that doesn't give (like a tree)..

but since you already got the check hopefully the car is done right, that paint is going to cost more than it is estimated I would think, and also just to add, if they did total it, make sure it would have been the right amount, the adjuster came up with a number of about $11.3k for the whole car at 53k miles and I got to keep the car and only got $9.7k, but in his estimate I was able to get printoffs of all of his records for that, and the estimate that came up was something like $9-10k from NADA or the other one they use, and even less around 8.7k from the other, but he came up with a higher value, which makes me think that he didn't show the other value, which would be the general market value of the car if I were to replace it, (like prices of cars that match mine in the market value)... but anyways point is it was closed earlier than I wanted, I didn't realize at the time he told me the estimate that, that was it and it was the set amount and a done deal, I just thought he was telling me the estimate that he came up with before talking to my mechanic and working out another, more accurate adjustment.. but oh well first time I have dealt with this myself..
good thing you got the attorney though, good luck with it all, most of my ranting is too late but just as an example.

[MSPLIFE]

Thanks Man. And Yeah I Just Went To A Shop And I Got And Estimate To Fix It All But The Hood For 3000. So For 3k I Fix My Car And Keep The Other 37oo. But Still Not Sure If I Want To Put 3k+ On The Car When Theres Lots Of Turbo Handas Here For 4500 With Built Motors

[ej1power]

i feel ya on the built honda thing. i on the other hand went from my built honda to this and have had nothing but problems! if u do decide to get the honda and part the msp, i am 100% interested in the stock fmic and all the pieces. my car has a crappy fmic n i would love to return to stock so i can spool like normal!

[MSPLIFE]

Well Keep In Mind That The Stock Set Up Is Not A Fmi, Is Actually A Smi Setup.

[SpeedAdiction20]

you mean stock SMIC?.. I have the SMIC, but I doubt you would want to go from a FMIC to stock SMIC, more likely to an upgraded smic would make sense..

but ya MSPLIFE, that's pretty good, I guess there isn't as much damage as it looks like in the pics, can't really tell how far the damage went into the frame and engine bay of the car, but I guess it's mostly on the outside and cosmetic/body parts or whatnot... as far as hondas.. that is preference I guess, I don't think I could buy a honda and upgrade it, even though they can get crazy hp, I hate hatchbacks with a passion on honda and don't like the look of hatchbacks period, and unfortunately where I live I see pretty much only riced out hondas, nothing that has some good power and looks nice, all fart cans and un-sprayed body parts lol. but that's my experience with them, just turned me away from them..
-not bashing whatever you choose just saying the ones around me are a bad representation of them, good luck with it all, glad things were easier than they could have been (ie. unlucky frame damage from a little more of an impact)

[ej1power]

i kinda want to return it to stock completely and then build from there if decide to keep it. a stock smic is just fine with me. i can later on get an upgraded smic, but i dont forsee me keeping this car much longer

[SpeedAdiction20]

wow, well I guess if your going to sell it, they seem to go for around the same amount of money, if not more sometimes if they are stock.. but pm sent about smic/hardpipes

[ej1power]

yeah it has 3 problems....
1= mount for rear of motor
2=piping squeeks and is shoddy. wont allow turbo to spool up normal
3= front bumper was ripped off and is now hanging on there. need a new one.
other than that, i have 51k on the motor, 40k on the chassis and its still got everything else oem.

[ej1power]

man i hope u get to fix ur car! it was a tight msp!

[MSPLIFE]

any body interested in buying the car lmk.

[mgerst1]

You oughta strip it for replacement parts for the wifes MSP

[MSPLIFE]

well all the mods, but the gauges and the suspension are staying with me. feel free to pm me offers for the car.

[MSPLIFE]

thinking im going to mostlikely sell. n.e body intereted lmk

[SpeedAdiction20]

damn, selling the spicy huh, little unsure of what you said your keeping.. specifically any mods your willing to sell?.. pm me and let me know.. its worth a shot.. but as far as cars, I have 3 msps already and 1 is almost a shell now lol, don't need anymore (although if I had the money I would get 1, prob. for the track haha, but I'm broke sadly)