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View Full Version : Mazda wrecked my MSP.



Quik89Si
10-07-2005, 11:44 PM
Great way to kick off the weekend! I had my MSP at my local Mazda dealer for some warranty work - exhaust repair and rear lip falling off. I went to go pick it up after work today. They asked me to wait outside for my car, and then my service advisor heads over and tells me...

"Did you see that pile-up down the street? That's your car in the middle."

Of course, I thought he was joking. You know, b/c people are assholes like that.

So I looked down the street. Sure enough, that's my MSP turned around in the middle of the street.

We walk down there, and it's my car, smashed up in the front, and a black BMW, smashed up in the front as well. I stand there in disbelief for a minute as the dealership's general manager runs around like a chicken with his head cut off.

They told me the chick that was driving it out of the lot to bring it to me was pulling out of the driveway, turning left onto the two-lane road that the dealership is on, and they "thought" that the BMW drifted over into the bike lane and hit my car as it sat halfway out of the driveway. I find this hard to believe, as my car was directly in the middle of the road, facing east (she was turning to go west on the road).

Either way, my MSP is fucked, and I'm stuck driving a rental for now. I'm glad I wasn't driving, because at least my insurance won't be affected. The shitty thing is that now, my MSP is no longer "unmolested" or "clean". I will now think of it as a "rebuilt" car...ugh. I hope they total the fucker.

I'm waiting to get a copy of the police report, and hopefully Mazda will give me some of the pictures that they were taking while I was there.

Alex

Mr. 4500 RPM
10-07-2005, 11:47 PM
omfg....damn get a free new car! demand it!

Quik89Si
10-07-2005, 11:52 PM
For now, it all depends on whose insurance it's going through, which basically hinges on the police report and how they say the accident happened.

mp3moose
10-07-2005, 11:59 PM
Is it totalled? I guess, give an idea of how bad it was.

36Crazyfists
10-08-2005, 12:01 AM
omfg....damn get a free new car! demand it!

fuck yeah, get an insurance payout and demand a new mazda!

toucci
10-08-2005, 12:01 AM
wow man that sucks! was it at john hine where the accident happened? people go kinda fast on that road there...

Quik89Si
10-08-2005, 12:03 AM
Airbags did not deploy in either car. The whole front bumper of my car was pushed to the passenger side by probably a foot or so. The hood was smooshed up into the air. The pass side headlight was dangling but the contact was on the front driver's side. I doubt it's totalled, but I guess we'll have to see. No damage from the front fenders back. However, there were fluids all over the road...I love the smell of coolant on hot asphalt.

Quik89Si
10-08-2005, 12:05 AM
wow man that sucks! was it at john hine where the accident happened? people go kinda fast on that road there...

That's exactly where it was. John Hine was out there with us...I think he was directing traffic around the accident.

k-lea
10-08-2005, 12:06 AM
niiice.

Dr.Sound
10-08-2005, 01:55 AM
shit
my previous car was stolen from a dealership....if that helps ;)

ChopstickHero
10-08-2005, 02:03 AM
time to get a good deal on an RX8

WetsuitxNinja
10-08-2005, 02:12 AM
Airbags did not deploy in either car. The whole front bumper of my car was pushed to the passenger side by probably a foot or so. The hood was smooshed up into the air. The pass side headlight was dangling but the contact was on the front driver's side. I doubt it's totalled, but I guess we'll have to see. No damage from the front fenders back. However, there were fluids all over the road...I love the smell of coolant on hot asphalt.


Sounds like the damage to mine, after everything said and done, parts + labor ~6 grand, I didnt get totalled. everything replaced from bumper to header, header survived by about 1\2 inch. I do look at my car differently now, just not the same. sorry to hear about your loss, I would have gone postal if someone crashed my car... good thing I have no guns. Push for a insurance buy out like was mentioned earlier if you want. and insist on a higher end rental, its THEIR fault, and they should basically be sucking you off due to that alone

ONRAILS
10-08-2005, 09:50 AM
holy shit bro... that's pretty fucked up. like they said in the previous posts, get a new car. There is no way in hell, if it were my car, I would drive it again. Get a deal on a new car.

Quik89Si
10-08-2005, 10:26 AM
I wish I had seen it happen. If I saw the girl driving my car pull it out right in front of the BMW, I probably would have gone postal on her. If I saw the BMW dip over and hit my car, I would have not gone so postal, since the same thing probably would have happened if I was driving the car. But I did not see it happen, so I have to rely on the witness to provide a good description of the crash to the police.

Once I get the police report, and hear something from the insurance companies, if they determined that the Mazda driver is at fault, you better believe I'll be pushing for a new car.

Matthew
10-08-2005, 10:28 AM
damn youre screwed now, cause once a car gets wrecked, its a damage magnet. on a side not, ONRAILS your sig is enormous.

Quik89Si
10-08-2005, 10:36 AM
I hope to get out of this car as quickly as possible once this is over...so I don't know if the "damage magnet" voodoo will affect me.

macklum
10-08-2005, 10:44 AM
Your car even if it is fixed has lost a major amount of value , it will never be "right". As it has been said the dealership owes you a new car or at least one that is in the same shape as yours was when it was brought in . You need to get a lawyer it will be worth the money spent on legal fees for the advice .

Quik89Si
10-08-2005, 11:04 AM
The part about the car never being the same, and losing value, I fully agree. Honestly though, if the BMW driver is deemed to be at fault, why would Mazda owe me a new car? I guess that is what the legal advice would be for. Anyway, I've been told to NOT inform my insurance company that this even happened, even though there would not be a claim going through my insurance. I was thinking that if they needed to, they would fight for my side...thoughts?

macklum
10-08-2005, 11:13 AM
The part about the car never being the same, and losing value, I fully agree. Honestly though, if the BMW driver is deemed to be at fault, why would Mazda owe me a new car? I guess that is what the legal advice would be for. Anyway, I've been told to NOT inform my insurance company that this even happened, even though there would not be a claim going through my insurance. I was thinking that if they needed to, they would fight for my side...thoughts?
Being told not to inform your insurance company make me believe that just maybe their employee is at fault. By the way take lots of pics of your car from adifferent angles . you need a complete record of the damage ,also get a copy of the police report from the police . This will incude statement from the parties involed aswell as any witneses .

SilverBulletES
10-08-2005, 11:25 AM
Wonder if the chick still has a job?




"Now Misty, we just think you're better suited for work in a nail salon....."

boostisgood
10-08-2005, 11:35 AM
Dood, first tell them you no longer want that car, as it was involved in an accicent in thier posession. You want them to pay off your vehicle, and provide you with a vehicle of comprable value and options.

BlkZoomZoom
10-08-2005, 11:45 AM
Dood, first tell them you no longer want that car, as it was involved in an accicent in thier posession. You want them to pay off your vehicle, and provide you with a vehicle of comprable value and options.

Never gonna happen.
Shit happens.

Quik89Si
10-08-2005, 11:49 AM
Being told not to inform your insurance company make me believe that just maybe their employee is at fault. By the way take lots of pics of your car from adifferent angles . you need a complete record of the damage ,also get a copy of the police report from the police . This will incude statement from the parties involed aswell as any witneses .

Actually, my father-in-law advised me not to contact my insurance company..."You weren't involved, and you don't need to tell them - if you do, you're taking a risk of them raising your rates." The guy at the dealership actually asked me if my insurance info was in the car...I'm not sure why he would need this for ANY reason whatsoever.

I don't know what will happen to the chick that was driving. I walked right past her on the way to check out my car, and she was bawling her eyes out. All of the dealership managers were pretty much acting as though this kind of thing happens all of the time...

Quik89Si
10-08-2005, 11:51 AM
Never gonna happen.
Shit happens.

Yup, it's just like a regular accident, so they can fix my car and give it back to me, except it won't be going through my insurance. However, they have some reputation points at stake here also, so my guess is that if they do fix it, and the Mazda driver is found to be at fault, they will be a bit more willing to cut me a good deal on a trade in/new car purchase.

boostisgood
10-08-2005, 11:51 AM
Never gonna happen.
Shit happens.

Thats why ya get a lawyer and mazda N/A involved. :D Also get the girl that was driving your car Drug tested. Tell them you want that. :D

(yeah Im a jerk and will screw over anyone that fucks with my shit)

SilverBulletES
10-08-2005, 12:00 PM
Was the chick hot? Try to get some guilt booty.

I think there's more chance of that than Mazda NA just throwing you a free car.

mp5jeff
10-08-2005, 12:02 PM
^^probably, the only thing i personally see happening, is they payoff your car and give you something of the same value of the original price of your car with the same payoff? who knows.

Quik89Si
10-08-2005, 12:22 PM
Was the chick hot? Try to get some guilt booty.

I think there's more chance of that than Mazda NA just throwing you a free car.

No, she most definitely was not - not to mention the fact that I'm married and wouldn't be interested anyway (boom07)

smurfedpro5
10-08-2005, 12:32 PM
demand it

smurfedpro5
10-08-2005, 12:33 PM
fucking mazda jj

BlkZoomZoom
10-08-2005, 12:34 PM
Thats why ya get a lawyer and mazda N/A involved. :D Also get the girl that was driving your car Drug tested. Tell them you want that. :D

(yeah Im a jerk and will screw over anyone that fucks with my shit)

Mazda Na has nothing to do with this situation. It is the dealerships responsibility to handle it.

The more of an ass you are, the less you will get.

JOS3
10-08-2005, 01:00 PM
that sucks but i hope everything works out

sickspeed94
10-09-2005, 12:33 PM
you can also use the "loss in resale value" as grounds to sue. since it was their fault...

Quik89Si
10-09-2005, 03:04 PM
you can also use the "loss in resale value" as grounds to sue. since it was their fault...

...but would I still have a case if it is decided to have been the other driver's fault? The only way that case would be possible is if the collision is determined to have been Mazda's fault. Otherwise, the way I figure, Mazda is no more at fault than I would have been if I were driving.

Right?

evolv
10-10-2005, 12:31 PM
Legal advise is better than anything you will get on this site....

Get a Lawyer's opinion

ChopstickHero
10-10-2005, 12:34 PM
Legal advise is better than anything you will get on this site....

Get a Lawyer's opinion

for reals.

boostdprotegelx
10-10-2005, 12:40 PM
legal advice is free.."free consultation" and its good to have.. on a side note, if you tell your insurance company about this, reguardless, your rates will go up. The insurance works on a point basis. each ticket(depending on the amount of w/e) counts as one point. Each accident counts as a point..most insurance companies work off of this system, if not all of them. Therefore, if you have any tickets or w/e, no matter who was at fault, they will look at it like your car is in a dangerous area, therefore costing more to insure which equals, more money..just letting you know. I would possibly check out the lawyer, it could be of some help to you. even if you just go in to talk to one.

solid_snake
10-10-2005, 12:45 PM
damn sorry to hear :(

Quik89Si
10-21-2005, 01:36 AM
Updated with some pics of my smashed tin can...damn! I forgot the pics of the exhaust! Here they is:

Oh, and can anyone notice what is majorly wrong in pic # 3 of these attachments?

DE31
10-21-2005, 01:46 AM
either a hole in the fender (could be a reflection) or the wheel is sticking out a little more than usual?

MP3Architect
10-21-2005, 01:49 AM
did you get yours back yet? i had an accident on sept 8th with very comparable looking damage to my msp and its only now almost done being repaired. bill is at $8.7k and still climbing. insurance is paying mine though, although ill be paying it back for years to come.

Quik89Si
10-21-2005, 01:52 AM
did you get yours back yet? i had an accident on sept 8th with very comparable looking damage to my msp and its only now almost done being repaired. bill is at $8.7k and still climbing. insurance is paying mine though, although ill be paying it back for years to come.

No, those are the pics that I took of my MSP today...

The dealership just had their insurance company come out to give an estimate yesterday. It has been 2 weeks since they wrecked my shit!

I guess the pic doesn't show it as well as I'd hoped....the driver's front wheel has about 10 degrees of negative camber...

MP3Architect
10-21-2005, 01:53 AM
No, those are the pics that I took of my MSP today...

The dealership just had their insurance company come out to give an estimate yesterday. It has been 2 weeks since they wrecked my shit!

I guess the pic doesn't show it as well as I'd hoped....the driver's front wheel has about 10 degrees of negative camber...

yeah insurance is SLOW with everything. i learned that. plus when we had that hurricane come through it pushed everything back another week. dammit i just want my car back!!!

Quik89Si
10-21-2005, 02:05 AM
Funny that you say that. I don't want mine back after looking it over again today. The door opened all weird, there's little folds in the body all over the place...it won't be the same. I can't even blame myself for it!

MP3Architect
10-21-2005, 02:09 AM
oh shit if you got body damage it might get totalled then. all my damage was on the front only. mainly in the corner.
http://www.msprotege.com/members/MP3Architect/msp/wreck2.jpg

Poseur
10-21-2005, 02:11 AM
A note befor eanythign else. As far as "fault" is concerned. Regaurdless of which driver was at fault, it's the dealership's responsibility to take care of your car. Pulling it across public thouroughfares is a risk that THEY took. In the end, you're looking at possibly higher insurance, lower resale value, ALOT of time in a rental, and why? because you took your car to the dealer to get serviced? I thought you were supposed to be rewarded forthat not punished?

Making a huge stink is obviously never the way to get anything accomplished, but don't just rollover and let them do whatever they want to you. DEFINATELY atleast talk to a lawyer. We're not talking about trying to turn a buck off of it, simply just lookingout for yourself.

anarchistchiken
10-21-2005, 02:45 AM
Architect, that is far from comparable damage. You got a bee-sting comapred to him. His whole front frame is twisted and bent to the right.

Captain KRM P5
10-21-2005, 02:50 AM
ick, seen this happen at my dealer as well

slkt
10-21-2005, 03:25 AM
shit... Now tell the dealership either give you a brand new 06 RX8 or you file a law sue... I feel so sorry about the car... But lucky that you were not in it... Good luck man

jester1x
10-21-2005, 03:28 AM
I doubt your vehicle will be a total loss. I would demand they replace your vehicle with one of comparable value or give you one extreme discount on a model of your choice.

If they won't budge, call corporate or use the media. If this dealer does major business in the San Diego area, the possible bad press could hurt their business immensely. (Replacing your car would probably cost an area/regional manager a small portion of their yearly bonus.)

Lastly, whether you had insurance or not (full coverage or only liability) is irrelevant. If you have no insurance and are not at fault, the other driver's insurance still has to repair your car. You just can't collect "General Damages" which are such things as puntitive damages or pain and suffering(covered in Proposition 213).

Personally, I would push for a replacement vehicle. Don't let them get off easily or cheaply. Wish you well. (thumb)

sbagdon
10-21-2005, 07:17 AM
My experience has been to ALWAYS inform your insurance company of ANY incident, involving any real property or asset of yours, even if not your fault. I've had accidents in which I was not at fault, and in which no claim was made, but choose to inform the insurance company for culpability and imdemnification issues. I was not to blame, and never was, but you have to cover yourself.

Use this as an example. Say you made a modification to your car, specifically the suspension. Say that this was identified as a contributing cause of the accident. Given that possible scenario, I'd say your insurance company would want to know about the accident. Now, rather then later.

Steve B.
'03.5 MSP


The part about the car never being the same, and losing value, I fully agree. Honestly though, if the BMW driver is deemed to be at fault, why would Mazda owe me a new car? I guess that is what the legal advice would be for. Anyway, I've been told to NOT inform my insurance company that this even happened, even though there would not be a claim going through my insurance. I was thinking that if they needed to, they would fight for my side...thoughts?

sbagdon
10-21-2005, 07:37 AM
Let me introduce you to the irony of Michigan. If this happened in our state, our no-fault laws would have my insurance company performing the repair. It would be up to my insurance to decide whether they wished to persue reclamation from the insurance company of the other driver, or the dealership. The police report deciding liability would greatly influence that decision.

To make it worse, if I was not carrying comp/collision, and the dealership totaled my car, the dealership would look (in my state) to have the car repaired by my insurance, and without insurance, the car would not be repaired. That's right... they can destroy the car, and there's nothing I can do. When I pick up parts today from Mazda, I'll ask for a copy of a repair order, to read the legal on the back. But I suspect that it specifically states that even if the dealership was at fault, my insurance company would handle the process.

Welcom to Michigan...

Steve B.
'03.5 MSP


I doubt your vehicle will be a total loss. I would demand they replace your vehicle with one of comparable value or give you one extreme discount on a model of your choice.

If they won't budge, call corporate or use the media. If this dealer does major business in the San Diego area, the possible bad press could hurt their business immensely. (Replacing your car would probably cost an area/regional manager a small portion of their yearly bonus.)

Lastly, whether you had insurance or not (full coverage or only liability) is irrelevant. If you have no insurance and are not at fault, the other driver's insurance still has to repair your car. You just can't collect "General Damages" which are such things as puntitive damages or pain and suffering(covered in Proposition 213).

Personally, I would push for a replacement vehicle. Don't let them get off easily or cheaply. Wish you well. (thumb)

MP3Architect
10-21-2005, 01:20 PM
Architect, that is far from comparable damage. You got a bee-sting comapred to him. His whole front frame is twisted and bent to the right.
thats cuz i dont have a good pic under the hood. messed up turbo, radiator, intercooler, valve cover (plastic and metal one), the radiator support frame parts, the bumper, the fender, and i dunno what else. just doesn't look as bad, but its got a lot of damage.

Hypnotized
10-21-2005, 08:21 PM
Bro I feel your pain. My car was hit in February while it was parked in front of my freinds house. I was drinking some Johnny walker and all of a sudden I heard my alarm I thought someone was breaking in the fucker because we heard a shattering noise but as I ran out i saw my car on his fron step. Needless to say they fixed it and I thoguht it was totalled. The amouint of damage including all the labor came to 13.5K. Yeah I say the same shit everyday I get in it. Good thing is that it runs and drives like nothing ever happened. Good luck. Make sure you dont pay anyhting out of pocket either. I racked up over 3k in out of pocket expenses and I have never received all of my money back. They actually owe me 1K and its been almost 8 months. Go figure.

daedalus
10-21-2005, 08:37 PM
dont take no for an answer. Get it totalled. You deserve to come out of this BETTER than when you went in. Its bullshit for them to do anything but kiss your ass and give you a brand new car. Either that or total it out and make sure you can get something identicle at no cost to you.

DE31
10-21-2005, 08:40 PM
if all else fails tell them that 20,000 people will know never to go there. and if each tells two friends, then they tell two friends then they tell two friends then there will be....... a whole bunch of people who know.

Quik89Si
10-21-2005, 11:51 PM
Update...I have informed my insurance company of what happened. I actually told them the Monday after it happened, so it's been quite a while since I told them.

They told me (after getting some more info on what went down) that I don't have to put any type of claim through my insurance, because there is some type of clause in my policy that states that my insurance can not be accessed if there is an accident involving my car while it is in possession of (or being driven by, something like that) a service shop.

Also, I'm still waiting to see a copy of the insurance adjuster's estimate, as well as the police report.

There is no way that I can see that it would be 100% fault of the BMW driver. At this point, I'm hoping it's totalled. If not, that's when I will have to start finding out if they will buy my car back from me and give me a deal on a new one. Not sure what else to do at this point!

Quik89Si
10-21-2005, 11:54 PM
thats cuz i dont have a good pic under the hood. messed up turbo, radiator, intercooler, valve cover (plastic and metal one), the radiator support frame parts, the bumper, the fender, and i dunno what else. just doesn't look as bad, but its got a lot of damage.

I couldn't get the friggin' hood open to find out what was jacked up under there...the latch was bent shut! It did look like the impact almost got down to the transmission case...it was pushed pretty far in there.

Poseur
10-22-2005, 05:23 AM
There is no way that I can see that it would be 100% fault of the BMW driver. At this point, I'm hoping it's totalled. If not, that's when I will have to start finding out if they will buy my car back from me and give me a deal on a new one. Not sure what else to do at this point!

This STILL has nothing to do with who's at fault for the actual accident. IT was not in your posession, it was in posession of the dealer. If it helps you to findout that their representative was partially responsible, it sounds like you have that atleast somewhat helping you, but seriously. NOTHING YOU DID to YOU CAR. somethng THEY DID to it while in THIER POSESSION and thusly it's ENTIRELY their responsibility. I'm not trying to sound redundant, but you DO NOT have to settle for anything short of having your ass kissed and bare minimum to be at the same place you were when you'd dropped it off. The owner of a sweet, unmolested car that you enjoy and trust.

sbagdon
10-22-2005, 03:21 PM
There is no way that I can see that it would be 100% fault of the BMW driver. At this point, I'm hoping it's totalled. If not, that's when I will have to start finding out if they will buy my car back from me and give me a deal on a new one. Not sure what else to do at this point!

At least with my experience, the "totalling" of a car occurs after the estimate, but before work is complete. I've heard of cars totalled after the first estimate, but before repair starts, as the initial teardown identified unseen damage, that combined made it not worth repair. At that point, the insurance company was only liable to pay for the estimators time, the initial teardown labor, and maybe a tow.

Once the first pass is completed, the insurance company is now on the hook for a lot of money. It's very unlikely that they will put $6k into a car, and say "oops, we were wrong, let's write that off, and total it". If work has started, be prepared for an uphill battle to convince anyone that it is totalable.

Steve B.
'03.5 MSP

MP3Architect
10-22-2005, 04:38 PM
I couldn't get the friggin' hood open to find out what was jacked up under there...the latch was bent shut! It did look like the impact almost got down to the transmission case...it was pushed pretty far in there.
yeah the only way i got my hood open wuz b/c i had carbo nfiber and it shattered. so i just lifted the shattered piece off of the car. but part of it stayed locked on until the body shop got it off (i guess ripped it off)

Quik89Si
10-22-2005, 10:01 PM
Thanks for all of the info and advice so far, guys...

By the way, does anybody know if repairs ever show up on the actual title of the car, or can be found through anything other than Carfax? If so, do you know what the $ threshhold is for this? I know that there could be a salvage title, but say for example the car isn't totalled, and the repairs total up to $10k. Where does this actually show up?

Thanks!

Poseur
10-23-2005, 04:44 AM
Yes, it will generally list an acident, and the general nature of it and area affected.

Quik89Si
10-24-2005, 10:37 PM
I got the accident report. It pretty much says that the driver of the Mazda was pulling out of a driveway, turning left - looked right, pulled out, looked left, too late.

BMW swerved left to avoid the Mazda but still ended up making contact (hit the driver's side front corner, rather than broadsiding the driver's side doors).

Alex

daedalus
10-24-2005, 11:28 PM
Have you heard about what they intend to do to reimburse you?

Quik89Si
10-25-2005, 10:06 PM
Not yet. I just got a message from Mazda's insurance adjuster - apparently, they came out to check out my car again and want to discuss their findings with me. Hopefully I will get some answers from them tomorrow!

MoJoeTCM
10-25-2005, 10:41 PM
that is so totaled...ask for a new ms6....and if they dont give it....take them to court...because the resale value of your car is shit now...

daedalus
10-25-2005, 10:48 PM
that is so totaled...ask for a new ms6....and if they dont give it....take them to court...because the resale value of your car is shit now...


i like the way you think. (first)

Quik89Si
10-25-2005, 10:48 PM
Why do people keep telling me to "tell them to give me a xxx"? They're not going to GIVE ME a free car. My car wasn't paid off. Not to mention that I don't WANT an MS6...I'm sure that if it comes down to it, they will give me a really good deal on a new car...but they're not going to "give me" anything for free!

Quik89Si
10-25-2005, 10:54 PM
i like the way you think. (first)

Believe me, I know the resale value of my car will be shit now. I will make sure that they know that the resale value of my car will be shit now.

whitemp5seattle
10-25-2005, 11:23 PM
subscribing...I wanna see how this turns out!

MoJoeTCM
10-26-2005, 12:34 AM
Why do people keep telling me to "tell them to give me a xxx"? They're not going to GIVE ME a free car. My car wasn't paid off. Not to mention that I don't WANT an MS6...I'm sure that if it comes down to it, they will give me a really good deal on a new car...but they're not going to "give me" anything for free!


really? ok....i dont know what your down payment was or how much you paid off, but view it from this stand point....what was paid is automatically owed to you, rental fees for your temporary ride (better be a fucking car on the same level of the msp if not better), the time lost with all this paper work, and if you were to drive it off the lot and sell it that day.....it adds up....maybe not a free ms6, but definately a new msp......I would rape their ass on something like this, i have been screwed over by mazda so many times.....oh well...it is your car and choice, just a reminder that you do have your rights. Sue for neglegence on their part if they give you shit....It is not everyday you hear about a dealership wrecking a limited edition car.......no doubt in my mind you would get that new xxx car. A BMW no.....something in the 25 to 35 price range plus court cost (if you had a good lawyer) yes....

nautical2086
10-26-2005, 12:37 AM
dosnt look totalled, damn that suxx, another wrecked MSP. I see the horn survived.

MoJoeTCM
10-26-2005, 12:48 AM
your kidding right? nice to see you got your parts...you done fixing yours yet?

nautical2086
10-26-2005, 12:53 AM
Yeah mine's done, But that dosnt look totalled.

Quik89Si
10-26-2005, 01:03 AM
Here is what I am expecting, and what I feel that I would truly deserve as long as things are resolved in a decent timeframe - (don't forget, the dealer is footing the bill for my rental right now, so I'm not in a huge hurry) -

1. If the car is totalled (crossing fingers!), the insurance company that is deemed responsible (probably Mazda's insurance, from what I read on the police report) would pay me for the value of the car prior to the accident (blue book/NADA/Edmunds/Private party value).

2. If the car isn't totalled, but I find the repair work to be extensive (which I probably will, from the looks of things), I will ask the dealer to buy the car back from me for private party retail value as a trade towards a new car, and also to give me a really good deal on a new car of my choice. This is on the basis that the resale value of my car will be diminished significantly.

Actually, I don't even care about the new car part, as long as they buy my MSP back from me at a solid private party value. That would leave me anywhere from $5 to $6k to work with on another new car of my choice, or even a used car.

3. If the damage is extensive, but the dealer won't accept responsibility to buy the car back from me at a reasonable price, that is when I would have to further consider involving an attorney.

03.5MSP
10-26-2005, 01:05 AM
Thats fucked up. Demand a MSP with the same mileage and stuff, just like yours was. And since they wount be able to find one just like that, then tell them that your dream car(the msp) was ruined and that you deserve a MS6 for all the bullshit.

Quik89Si
10-26-2005, 01:08 AM
really? ok....i dont know what your down payment was or how much you paid off [I currently owe approx. $9.5k], but view it from this stand point....what was paid is automatically owed to you, rental fees for your temporary ride (better be a fucking car on the same level of the msp if not better)[The dealer is currently paying for my rental Mazda3], the time lost with all this paper work, and if you were to drive it off the lot and sell it that day.....it adds up....maybe not a free ms6, but definately a new msp......I would rape their ass on something like this, i have been screwed over by mazda so many times.....oh well...it is your car and choice, just a reminder that you do have your rights. Sue for neglegence on their part if they give you shit....It is not everyday you hear about a dealership wrecking a limited edition car.......no doubt in my mind you would get that new xxx car. A BMW no.....something in the 25 to 35 price range plus court cost (if you had a good lawyer) yes....[probably true, but that would probably put me in a rental car for a LOT longer also...there's no telling how long something like that would take!]

See bracketed sections in bold...

Quik89Si
10-26-2005, 01:09 AM
Thats fucked up. Demand a MSP with the same mileage and stuff, just like yours was. And since they wount be able to find one just like that, then tell them that your dream car(the msp) was ruined and that you deserve a MS6 for all the bullshit.

But I don't want an MS6! I think they're ugly, and big! I want an MSM!

lasermp5
10-26-2005, 01:14 AM
Updated with some pics of my smashed tin can...damn! I forgot the pics of the exhaust! Here they is:

Oh, and can anyone notice what is majorly wrong in pic # 3 of these attachments?

The guy crying in the background?

MoJoeTCM
10-26-2005, 01:25 AM
(don't forget, the dealer is footing the bill for my rental right now, so I'm not in a huge hurry) -

It may take a long time yes......but in your case you can wait a long long time...look at it as a...suffer a little now....makes up for every millisecond later....good luck though....dont let them fuck you on this one...you so have the upperhand.........and if you go to court....remember neglegence...i know in some states you can only go to a certain amount...but if i am correct i think it ranges from 1000 to 100,000..........haha....gas for a year...

Quik89Si
10-28-2005, 07:46 PM
Damage is currently estimated at $11,716 or so. That's not including the turbo, intercooler, and assorted piping that probably got mooshed.

I think they're going to ask me if I want to fix it or not - I've been playing phone tag with Mazda's insurance rep all week - she's in Chi-town, I'm in San Diego - kinda makes it tough.

daedalus
10-28-2005, 10:41 PM
Damage is currently estimated at $11,716 or so. That's not including the turbo, intercooler, and assorted piping that probably got mooshed.

I think they're going to ask me if I want to fix it or not - I've been playing phone tag with Mazda's insurance rep all week - she's in Chi-town, I'm in San Diego - kinda makes it tough.


God then its gotta be totalled man. Consider that MSP's that have no accident history have been offered up for sale on this forum for 12 grand, and that car is done for. If you repair it you are getting the short end of the deal because it will never sell for 12 grand.

Quik89Si
10-29-2005, 01:38 AM
No way in hell am I getting it repaired...I just can't believe it came out to be that much.

Hellnightkid
10-29-2005, 01:59 AM
but we dont have a blue book value..only for protege and p5

TXMazdaSpeeder
10-29-2005, 02:44 AM
but we dont have a blue book value..only for protege and p5

umm the msp is in the NADA value book

Quik89Si
10-29-2005, 10:58 AM
I pulled as much information about how much my car is worth, and copied and pasted it into a word document. I have about 6 assorted MSP's that were for sale in my area, plus the NADA guide value and the Edmunds.com TMV pricing report in there. As stated above, KBB doesn't offer a value for the MSP.

Quik89Si
11-03-2005, 11:48 AM
Ok, so the car was totalled. I'm getting a nice, fat check from Mazda's insurance company and I'm currently looking at RSX's.

Mental_MP3
11-03-2005, 12:38 PM
Ok, so the car was totalled. I'm getting a nice, fat check from Mazda's insurance company and I'm currently looking at RSX's.

hopefully rsx-s but glad things worked out was the check for the bluebook value?

Quik89Si
11-03-2005, 12:49 PM
Um, it was for quite a bit more than I expected. More than what I paid for the car.

Yes, RSX type-S it shall be. My wife wants me to get that car as much as I want to get it.

I was originally going for the MSM, but I read about some problems with them (just like the MSP, not a shocker) not to mention that my wife is worried that I'll get picked up on by men if I drive a Miata...

goldwing2000
11-03-2005, 02:02 PM
Um, it was for quite a bit more than I expected. More than what I paid for the car.

How much did you have in mods?

Quik89Si
11-03-2005, 02:14 PM
$35. I had a K&N panel air filter. The rest was stock, and I must say - I'm glad.

DeanSweet
11-03-2005, 02:28 PM
glad it worked out for you. Now buy the girl who wrecked your car a thank you card and include a coupon for driving school with some of the extra $....

Post some pics of the new ride after you get it.

Kansei
11-03-2005, 02:30 PM
Ouch! I didn't see this until today. That really sucks, good luck with everything.

Quik89Si
11-03-2005, 02:32 PM
glad it worked out for you. Now buy the girl who wrecked your car a coupon for driving school with some of the extra $....

Post some pics of the new ride after you get it.

I was suprised to see that the girl still works there. I got all of the rest of my stuff outta my car yesterday and walked right past her.

I'll post pics - of course! This board has been nothing but good to me.

boostdprotegelx
11-03-2005, 02:43 PM
I was suprised to see that the girl still works there. I got all of the rest of my stuff outta my car yesterday and walked right past her.

I'll post pics - of course! This board has been nothing but good to me.
what about the new Civic Si?

theice
11-03-2005, 03:47 PM
on a side note, if you tell your insurance company about this, reguardless, your rates will go up.
just an FYI: This isn't necessarily true as I was rear-ended (not my fault) earlier this year, and my premium actually went down when I renewed this past month. I had even made a medical claim through my insurance as well as the at-fault driver's.

Quik89Si
11-04-2005, 02:28 AM
I don't believe my rates will be going up, as I had no part in the accident, nor did was a claim filed through my insurance company.

The new Civic Si. Hmm. It's a thought, but I gotta say I like the RSX quite a bit better. The interior of the new Si doesn't do it for me!

theice
11-04-2005, 10:35 AM
I don't believe my rates will be going up, as I had no part in the accident, nor did was a claim filed through my insurance company.

right, there's no reason your rates would rise. I was just saying from my experience that my rates didn't rise even though I was in an accident and a claim was made, since I was not at-fault. (thumb)

Poseur
11-05-2005, 06:26 AM
The dealer going to give you any special deals on a new car?

Quik89Si
11-05-2005, 12:34 PM
I don't think I want a new car from a Mazda dealer. None of the new cars on the lot interest me that much at this point. Plus, I netted so much from the settlement that I can probably afford to buy a car that I REALLY want...like the RSX Type-S!

Matrix
11-16-2005, 12:40 AM
Are you prohibited from discussing the settlement amount?

I am an attorney, and as happy as you may be with the settlement amount I really think you should have gotten an attorney involved. People don't understand my profession, and hence the bad rep.

There are a hundred million technicalities in situations such as these that attorneys (like myself) are trained to look for and address in the client's best interests. Your insurance rates? The attorney would have taken care of that. Your settlement? I can almost guarantee that an attorney would have gotten you considerably more than whatever it is you got.

Don't get me wrong - I'm glad you're happy with the way things turned out. But people misunderstand and underestimate the roles and importance attorneys serve for their clients. Stories of sharks and shysters are popular and lawyer jokes are funny. To quote Al Pacino, "But when you get into trouble, then who's your daddy?"

pintsized
11-16-2005, 12:59 AM
Eek! I just saw this today and your pictures made me cry. Poor baby. I hope everything gets settled for you soon. I guess I wont be going to any Mazda dealers in SD for a while. Is there anything else we can all do to help?

jersey_emt
11-16-2005, 01:45 AM
Um, it was for quite a bit more than I expected. More than what I paid for the car.

Yes, RSX type-S it shall be. My wife wants me to get that car as much as I want to get it.

I was originally going for the MSM, but I read about some problems with them (just like the MSP, not a shocker) not to mention that my wife is worried that I'll get picked up on by men if I drive a Miata...


What sorts of problems?

EVERY car has issues. I love my MSM and highly recommend it...it is unbelievably fun to drive. The problems that it does have are VERY minor and VERY few in number compared to the MSP.

Quik89Si
11-16-2005, 01:48 AM
What sorts of problems?

EVERY car has issues. I love my MSM and highly recommend it...it is unbelievably fun to drive. The problems that it does have are VERY minor and VERY few in number compared to the MSP.

I guess the main problem is that my wife doesn't want me to get one! Also, I am thinking of the highway stalling issues (the deal with the fuel system, whatever it is) which is a bit scary. Not to mention the not-so-reputable reputation the MSP had. I was always scared that something was going to let go at any minute (LSD, engine, suspension...just minor stuff really, ya know?)

Quik89Si
11-16-2005, 01:55 AM
Are you prohibited from discussing the settlement amount?

I am an attorney, and as happy as you may be with the settlement amount I really think you should have gotten an attorney involved. People don't understand my profession, and hence the bad rep.

There are a hundred million technicalities in situations such as these that attorneys (like myself) are trained to look for and address in the client's best interests. Your insurance rates? The attorney would have taken care of that. Your settlement? I can almost guarantee that an attorney would have gotten you considerably more than whatever it is you got.

Don't get me wrong - I'm glad you're happy with the way things turned out. But people misunderstand and underestimate the roles and importance attorneys serve for their clients. Stories of sharks and shysters are popular and lawyer jokes are funny. To quote Al Pacino, "But when you get into trouble, then who's your daddy?"

Honestly, I don't know if I have time to get an attorney involved. I don't think I'm prohibited from discussing the settlement amount. My check is good as of today, as the insurance company for Mazda got the Letter of Guarantee from my finance company.

They paid me what they called Actual Cash Value for the car, which, after taxes, came out to a grand total of $19,500 or so. I don't know where they got this figure. This means that I ended up with a check for $10.3k after payoff. I'm happy with that, and quite honestly, I don't see why I should have gotten any more.

Why are insurance rates going up? Because people in America are litigation happy. We always try to get more out of companies during lawsuits, settlements, claims, etc. I have received enough benefit from this event, and I don't think that I need to drag it out any longer than it already did. Mazda messed up, admitted it to me, and their insurance company fixed it and then some.

Sure, I'm not back to where I was before the accident, but no amount of money can turn back time. I'm probably going to put the money in a nice, safe place, and use my 1989 CRX as a daily driver. Screw the RSX. I don't want car payments!

Matrix
11-16-2005, 10:44 AM
Why are insurance rates going up? Because people in America are litigation happy. We always try to get more out of companies during lawsuits, settlements, claims, etc.

A common mistaken belief. I deal with insurance companies on a daily basis, and you'd be surprised at the scams and lowlife methods they use to try to escape liability for valid claims. Litigation is often MADE necessary by these companies due to the policies and practices they use to try to screw people. I won't get into the issue of reform at the moment. This is an issue that is far more complex than people commonly think.

I never said anything about taking the matter all the way to trial. But there are peripheral issues that the attorney would have taken care of for you. Too numerous to mention, but they're there. Like I said, I'm glad you're happy. In the long run that's what matters.

tiwing
11-16-2005, 11:38 AM
I think you got a "fair" deal, and are treating this in a respectable manner - you prob would have gotten more, but it would have cost you more money up front and time to do it. If you're happy with what you got, then cool. Put the money aside and enjoy no payments!

Quik89Si
11-17-2005, 02:48 AM
Haha...Enterprise Rent-A-Car (the one that is located at the dealer, the one whose car I am currently driving) called me today. They informed me that unless I told them who was paying for the rental car, the bill was coming MY way. Oh no you don't! The dumb-ass chick from Enterprise should have done her research before she opened her mouth. I made her conference call the office manager so that she could hear it from her that the dealership is paying for the rental.

The rental goes back tomorrow. The check goes in the bank tomorrow. The excitement is all over tomorrow!!

Thanks for all of the info that you all offered me on this thread!

36Crazyfists
11-17-2005, 04:42 PM
make sure to rally the rental one last time!!!